We take a holistic approach to your personal finances and look at your situation from all viewpoints.
See if any of these areas and questions resonate with you:
Financial Independence
Do you know how much money you would need to retire from work and do you have a plan in place to do so?
Investments
Are your investments earning rates of return that line up with your goals, time horizon, and risk tolerance?
Taxes
Is your tax liability as low as it can be now, along with making plans to minimize taxes for the future?
Cash Flow
Do you know where money goes each month and does your spending line up with the things you value most?
Debt
Do you have a road map on how you are going to pay off your current debts and have you positioned yourself to access appropriate debt instruments?
Estate
Have you structured your estate so that if you were to die or become incapacitated your beneficiaries are ready?
Planning
Unlock your financial potential with our personalized roadmap to success.
Initial Consultation
It starts with a conversation. We spend our time listening. This helps us better understand you, your situation, and what you are trying to accomplish financially.
Gather Information
This is where we get our nerd on! We take all of your financial information and look at it through our comprehensive lens. We want to fully understand where you are right now so we can get you to your destination.
Analyze & Recommend
We will go over your analysis with you and communicate the steps necessary in all areas of your financial life.
Implement
Once all parties are in agreement, we start making the necessary modifications to put your plan in place.
Ongoing Wealth Management Services
Now that we have you hooked, we will put into play our tools and processes to monitor and adjust your plan on an ongoing basis to keep you on track.
Compensation & Fee Schedule
Our standard advisory fee is based on the market value of the assets under management and is calculated as follows:
| Assets Under Management | Annual Advisory Fee | Quarterly Advisory Fee |
|---|---|---|
| $0 – $500,000 | 1.00% | 0.25% |
| $500,001 – $1,000,000 | 0.85% | 0.2125% |
| $1,000,001 – $2,000,000 | 0.70% | 0.175% |
| $2,000,001 – $3,000,000 | 0.55% | 0.1375% |
| $3,000,001 – $4,000,000 | 0.40% | 0.10% |
| $4,000,001 & Above | 0.25% | 0.0625% |
The annual advisory fee is paid quarterly in arrears and is based on the value of the account(s) as of the last day of the billing period. The advisory fee is a blended tier. For example, for assets under management of $900,000, a client would pay 1.00% on the first $500,000 and 0.85% on the remaining balance. The quarterly fee is determined by the following calculation: (($500,000 x 1.00%) + ($400,000 x 0.85%)) ÷ 4 = $2,100.
About Aaron Best – C.F.P.
Personal
Aaron was born and raised and let’s be honest, probably will never leave Southern Utah. The only time he has spent living outside of Utah was when he served on a mission for his church for the space of two years in the great state of Wisconsin.
When he returned home, he attended Utah Valley University where he threw shot-put/discus/hammer for the track team on scholarship. He dated his beautiful wife during that time and later married. They now have 4 children.
When Aaron is not in the office he can be found outdoors fishing and camping with his family or coaching the throwing events at the local high school.
Professional
During my time at Utah Valley, I enrolled in a personal financial class that proved to be a pivotal moment in my professional journey. The class introduced the concept of pursuing certification as a Certified Financial Planner, which immediately resonated with me.
To commence my career, I secured a position with one of the world’s leading financial service firms. This experience exposed me to the fundamental aspects of trading, investing, and retirement planning. Following this, I transitioned to a prominent financial firm in northern Utah, where I honed my focus on the personal side of finance working closely with individuals and families to develop their comprehensive financial plans.
Since then, I have continued to refine my expertise in the financial planning sector, notably contributing to a respected planning firm based in Southern Utah. In this role, I have had the privilege of assisting individuals and businesses with their diverse planning needs, demonstrating my commitment to navigating the intricacies of this field.
